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According to the BBB, Bloomfield Lending Group advertises online and claims to be located at514 S. Stratfor Road, Suite 110, in That office suite has actuallty been vacant for several years and phone numbers the compant provides to customers arenot local, the warninvg said. Also, the N.C. Banking Commission has no informationn onthe company, though Bloomfield claimws to be licensed in the state. The company’s Web site does not provide any contacttelephone number, only an e-mail The BBB’s warning also noted that the contract customers are required to sign requires severakl monthly payments in advance, which is prohibitee by state law as a condition of credit approval.
Warniny signs of advance fee loan scams include pressure to act immediately or an apparentlyu lack of interest inthe borrower’s credit history. The BBB said borrowerse should always request all necessary paperwork in advance beforw deciding whether or not to apply fora loan, and they shoulf carefully investigate any loan offers, particularly thoses that offer “fast or “guaranteed approval.
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